AV Preeminent Peer Rated Attorneys
Gorham Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Gorham Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Gorham Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • Serving Gorham, NY and Ontario County, New York

  • Law Firm with 5 lawyers3 awards

  • Providing compassionate yet effective divorce and family law services. During COVID-19 we are OPEN and actively able to schedule phone and video consultations with new clients.... Read More

  • Bankruptcy LawyersCriminal and Traffic Law, Family Law and Divorce, and 7 more

Ross Cammarata
Bankruptcy Lawyer
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Thomas A. Corletta

4.4
42 Reviews
  • 1235 Route 332, Farmington, NY 14425+1 location

  • Law Firm with 1 lawyer3 awards

  • A law firm practicing bankruptcy law.

  • Bankruptcy LawyersDriving While Intoxicated, Criminal Defense, and 5 more

Thomas A. Corletta Esq.
Bankruptcy Lawyer
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  • 20 Gorham St., Canandaigua, NY 14424

  • 70 North Main Street, Canandaigua, NY 14424

  • 2896 Rt. 96, Clifton Springs, NY 14432

  • 48 North Main Street, Canandaigua, NY 14424

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  • 25 North Main St., Suite 100, Canandaigua, NY 14424

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  • 540 S. Main St., Canandaigua, NY 14424-2203

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  • 23 Sly Street, Canandaigua, NY 14424

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  • 141 Sully's Trail, Suite 11, Pittsford, NY 14534

  • Fairport, NY 14450

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Looking for Bankruptcy Lawyers in Gorham?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
66 %

79 Client Reviews

PEER REVIEWS
4.2

584 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

How long do I have to wait to refile for bankruptcy?

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Answered by attorney Roger J Bus (Unclaimed Profile)
Bankruptcy lawyer at Debt Relief Law Center
You cannot file a Chapter 7 until 8 years from date of filing of prior 7. You can file a Chapter 13 (and receive a Chapter 13 discharge) 4 years from the date of filing of prior case.
You cannot file a Chapter 7 until 8 years from date of filing of prior 7. You can file a Chapter 13 (and receive a Chapter 13 discharge) 4 years from the date of filing of prior case.
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If I passed away do my children still get my house if I never reaffirmed my loan if I am current and never been late on any payments?

Randall C. Romei
Answered by attorney Randall C. Romei (Unclaimed Profile)
Bankruptcy lawyer at Ashcraft & Ashcraft, Ltd.
The house will pass to heir(s) in accordance with the terms of your Will, if any. If you do not have a Will, the house will pass according to the statute on descent and distribution. A living spouse will receive an interest (50%) and the children will divide the remainder. Any mortgage securing the property will continue to encumber the property. Most mortgages have a due on sale clause that will allow the lender to force the sale of the house or refinance of the mortgage in order to pay off the mortgage when the original mortgagee no longer owns the house. When the lender discovers that you passed away, the lender will require the mortgage to be paid off. The heirs will have to make necessary arrangements or lose the house.
The house will pass to heir(s) in accordance with the terms of your Will, if any. If you do not have a Will, the house will pass according to the statute on descent and distribution. A living spouse will receive an interest (50%) and the children will divide the remainder. Any mortgage securing the property will continue to encumber the property. Most mortgages have a due on sale clause that will allow the lender to force the sale of the house or refinance of the mortgage in order to pay off the mortgage when the original mortgagee no longer owns the house. When the lender discovers that you passed away, the lender will require the mortgage to be paid off. The heirs will have to make necessary arrangements or lose the house.
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When filing a Chapter 7 bankruptcy schedule J, if your monthly debt exceeds your monthly income, what happens?

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Answered by attorney Phong Thanh Tran (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Pho Ethan Tran, PLLC
When your monthly expenses exceed your income on schedule J, nothing really happens except it may raise the issue of how you will be able to pay any debts that you choose to reaffirm.
When your monthly expenses exceed your income on schedule J, nothing really happens except it may raise the issue of how you will be able to pay any debts that you choose to reaffirm.
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