AV Preeminent Peer Rated Attorneys
Gonzalez Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Gonzalez Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Gonzalez Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • Serving Gonzalez, FL and Escambia County, Florida

  • Law Firm with 3 lawyers3 awards

  • A personal injury law firm that is trusted locally and recognized nationally. We demand justice for our clients.

  • Bankruptcy LawyersPersonal Injury, Car Accidents, and 6 more

  • Free Consultation

Susan Delbosq
Bankruptcy Lawyer
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  • Serving Gonzalez, FL and Escambia County, Florida

  • Law Firm with 1 lawyer2 awards

  • I have the wisdom and skill to assist you with comprehensive estate planning, real estate and bankruptcy counsel. By working closely with you, I tailor my representation to meet ... Read More

  • Bankruptcy LawyersProbate, Estate Planning, and 26 more

Zachary Magaha
Bankruptcy Lawyer
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Sliva Law Firm, LLC

4.7
68 Reviews
  • Serving Gonzalez, FL and Escambia County, Florida

  • Law Firm with 2 lawyers2 awards

  • OVER 45 YEARS COMBINED EXPERIENCE IN BANKRUPTCY LAW

  • Bankruptcy LawyersProbate, Wills, and 2 more

  • Free Consultation

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  • Serving Gonzalez, FL and Escambia County, Florida

  • Law Firm with 1 lawyer1 award

  • Since 2008, providing comprehensive residential and commercial real estate, title insurance and litigation services, foreclosure avoidance, and bankruptcy services in Escambia and... Read More

  • Bankruptcy LawyersReal Estate, Residential Real Estate, and 21 more

  • Free Consultation

  • Offers Video

Jeremy L. Dubyak
Bankruptcy Lawyer
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  • Serving Gonzalez, FL and Escambia County, Florida

  • Law Firm with 3 lawyers2 awards

  • Philip A. Bates, P.A. provides effective legal counsel throughout Escambia County. Located in Pensacola, our firm skillfully handles Business Law matters. We provide... Read More

  • Bankruptcy LawyersBusiness Law, Creditors' Rights, and 3 more

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Looking for Bankruptcy Lawyers in Gonzalez?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
92 %

66 Client Reviews

PEER REVIEWS
4.7

67 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Do I have to include my spouse's personal property on Schedule B if I am filing separately in Florida?

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Answered by attorney Christopher Emmanuel Benjamin (Unclaimed Profile)
Bankruptcy lawyer at The Barrister Firm, P.A.
No, however, you will have to report her income if you do not maintain separate households; moreover, you should indicate what property is held jointly and that which is held solely in your name.
No, however, you will have to report her income if you do not maintain separate households; moreover, you should indicate what property is held jointly and that which is held solely in your name.
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What can I do if I filed a chapter 9 years ago that was discharged and I currently owe $12,000.00 in credit card debt?

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Answered by attorney Stephen Christopher Whalen (Unclaimed Profile)
Bankruptcy lawyer at Stephen C. Whalen, P.A.
You are eligible to file Ch 7 since your previous filing date was over 8 years ago. However, unless the credit card purchase of the car was secured (it's possible that it was not) your would not have a debt to reaffirm. In other words you would own the car free and clear. That may not be as good as it sounds. Depending on the value of the car you may be required to surrender it to the trustee or pay for the car if you filed for Ch 7. An analysis of the applicable exemption laws must be performed.
You are eligible to file Ch 7 since your previous filing date was over 8 years ago. However, unless the credit card purchase of the car was secured (it's possible that it was not) your would not have a debt to reaffirm. In other words you would own the car free and clear. That may not be as good as it sounds. Depending on the value of the car you may be required to surrender it to the trustee or pay for the car if you filed for Ch 7. An analysis of the applicable exemption laws must be performed.
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Can you keep your home but include an equity line of credit on your home in a bankruptcy?

Answered by attorney Walter F. Benenati
Bankruptcy lawyer at Benenati Law Firm A Professional Association
Yes, when you file Chapter 13, if your primary home is appraised at below what you owe on your first mortgage, a judge can declare the second mortgage / equity line of credit unsecured and thus, eliminate it after the completion of your Chapter 13 payment plan. Keep in mind, you cannot eliminate the second mortgage in a Chapter 7 bankruptcy. A Chapter 13 is a reorganization of debt through the Federal Government and can vastly improve your situation by addressing your current debt, possibly eliminating the second mortgage of your home, and at least in my Federal District, even modify your first mortgage.
Yes, when you file Chapter 13, if your primary home is appraised at below what you owe on your first mortgage, a judge can declare the second mortgage / equity line of credit unsecured and thus, eliminate it after the completion of your Chapter 13 payment plan. Keep in mind, you cannot eliminate the second mortgage in a Chapter 7 bankruptcy. A Chapter 13 is a reorganization of debt through the Federal Government and can vastly improve your situation by addressing your current debt, possibly eliminating the second mortgage of your home, and at least in my Federal District, even modify your first mortgage.
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