AV Preeminent Peer Rated Attorneys
Girvin Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Girvin Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Girvin Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • Serving Girvin, TX and Pecos County, Texas

  • Law Firm with 6 lawyers2 awards

  • Professional, Ethical, Experienced

  • Bankruptcy LawyersCommercial Litigation Law Firm, Commercial Litigation Attorney, and 345 more

Fernando M. Bustos
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Girvin?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
79 %

14 Client Reviews

PEER REVIEWS
4.1

24 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Will my wages be garnished for my private student loans?

Answered by attorney Dennis Marston Slate
Bankruptcy lawyer at Slate Associates Attorneys at Law
In Texas, your wages cannot be garnished for non-payment of a private debt. However, if the amount owed is reduced to a judgment, your bank accounts could be garnished to satisfy the judgment amount.
In Texas, your wages cannot be garnished for non-payment of a private debt. However, if the amount owed is reduced to a judgment, your bank accounts could be garnished to satisfy the judgment amount.
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Is it too early to refinance or do we have to wait for the 10 year period?

Giovanni Orantes
Answered by attorney Giovanni Orantes (Unclaimed Profile)
Bankruptcy lawyer at Orantes Law Firm
There is nothing to prevent you from applying to refinance. You should try to refinance with all lenders, not only the same one already holding the first loan. Whether you get the refinancing will depend on how well you have re-built your credit in the four years after your bankruptcy discharge.
There is nothing to prevent you from applying to refinance. You should try to refinance with all lenders, not only the same one already holding the first loan. Whether you get the refinancing will depend on how well you have re-built your credit in the four years after your bankruptcy discharge.
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What happens with a deed in lieu after a chapter 7 bankruptcy?

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Answered by attorney Robert Jason De Groot (Unclaimed Profile)
Bankruptcy lawyer at R. Jason de Groot, P.A.
This is a good example of why people should not reaffirm the mortgage in a chapter 7. The debt was discharged and BOA cannot come after you on that debt. Marking it as "settled" or "paid settlement" should not affect your credit, which has already been damaged by filing bankruptcy. The credit you are able to get afterward is dependent upon the lending practices of the institutions you apply to. They can be assured that you will not be filing bkr for another approximate 7 years. Use that to your advantage.
This is a good example of why people should not reaffirm the mortgage in a chapter 7. The debt was discharged and BOA cannot come after you on that debt. Marking it as "settled" or "paid settlement" should not affect your credit, which has already been damaged by filing bankruptcy. The credit you are able to get afterward is dependent upon the lending practices of the institutions you apply to. They can be assured that you will not be filing bkr for another approximate 7 years. Use that to your advantage.
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