AV Preeminent Peer Rated Attorneys
Fairmount Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Fairmount Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Fairmount Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Costello Cooney & Fearon, PLLC

4.5
82 Reviews

  • Serving Fairmount, NY and Onondaga County, New York

  • Law Firm with 40 lawyers2 awards

  • Serving As Legal Counsel to Corporations & Individuals Across Syracuse & Central New York For Over 120 Years.

  • Bankruptcy LawyersAlternative Dispute Resolution, Commercial Transactions and Litigation, and 8 more

Anthony R. Hanley
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Fairmount?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
50 %

12 Client Reviews

PEER REVIEWS
4.6

69 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can they take my house if I am current?

Susan Green Taylor
Answered by attorney Susan Green Taylor (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Susan G. Taylor
They won't foreclose, even if you don't do a reaffirmation agreement, if you keep current on payments.
They won't foreclose, even if you don't do a reaffirmation agreement, if you keep current on payments.

If I passed away do my children still get my house if I never reaffirmed my loan if I am current and never been late on any payments?

Randall C. Romei
Answered by attorney Randall C. Romei (Unclaimed Profile)
Bankruptcy lawyer at Ashcraft & Ashcraft, Ltd.
The house will pass to heir(s) in accordance with the terms of your Will, if any. If you do not have a Will, the house will pass according to the statute on descent and distribution. A living spouse will receive an interest (50%) and the children will divide the remainder. Any mortgage securing the property will continue to encumber the property. Most mortgages have a due on sale clause that will allow the lender to force the sale of the house or refinance of the mortgage in order to pay off the mortgage when the original mortgagee no longer owns the house. When the lender discovers that you passed away, the lender will require the mortgage to be paid off. The heirs will have to make necessary arrangements or lose the house.
The house will pass to heir(s) in accordance with the terms of your Will, if any. If you do not have a Will, the house will pass according to the statute on descent and distribution. A living spouse will receive an interest (50%) and the children will divide the remainder. Any mortgage securing the property will continue to encumber the property. Most mortgages have a due on sale clause that will allow the lender to force the sale of the house or refinance of the mortgage in order to pay off the mortgage when the original mortgagee no longer owns the house. When the lender discovers that you passed away, the lender will require the mortgage to be paid off. The heirs will have to make necessary arrangements or lose the house.
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Can my debtor legally take every penny that I have in my possession leaving me nothing to live on?

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Answered by attorney C. Page Hamrick (Unclaimed Profile)
Bankruptcy lawyer at C. Page Hamrick III
FOR WEST VIRGINIA ONLY: You should speak with a bankruptcy lawyer about filing a bankruptcy petition and requesting return of those monies. Any bank account in your name is vulnerable to garnishment in West Virginia. There are Federal limits on garnishment of wages but not bank accounts.
FOR WEST VIRGINIA ONLY: You should speak with a bankruptcy lawyer about filing a bankruptcy petition and requesting return of those monies. Any bank account in your name is vulnerable to garnishment in West Virginia. There are Federal limits on garnishment of wages but not bank accounts.
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