Eloise, FL Bankruptcy Law Firms & Lawyers

It depends on what you are looking to accomplish. If you are looking to keep the house, I would recommend a Chapter 13 where you can pay back the owed amounts, but you have to remain current on the payments going forward. If you are looking to get rid of the property, you may want to surrender same in a Chapter 7. As for how to file, I recommend that you speak with a bankruptcy attorney in your jurisdiction. Many offer free consults.

The answer is, it depends. If a lot of work has been done by your attorney, then, she may not be willing to give back all of the money she has collected from you. Sometimes, just sitting down with your attorney and talking to him or her works out the kinks in the relationship. The attorney may also agree to refund the money because he or she does not want you talking about the attorney badly. It is not a bad thing that you and the attorney are not working out as a team very well. This happens more than you would think and that is because there are two sides. Sometimes, lines of communication get snarled up and then the attorney would rather have you leave than be unhappy. Clients who are not happy are much more trouble than they are worth. Most of the time, the problems are caused by differing expectations of what will happen in a case. You should call the attorney, set up an appointment to meet with the attorney and let the attorney know why you want to meet with the attorney. Most attorneys value their reputation more than fees that you may have paid. If all else fails, you can file a dispute with the fee dispute board which will issue a ruling as to whether you should receive a full refund, a partial refund or no refund.