Edinburg, TX Bankruptcy Law Firms & Lawyers

For it to be "criminal restitution" it has to be an award made by a criminal court, not a small claims court. There are other criteria too, but that's the one that your question indicates will be your biggest roadblock.

It should not affect him unless you attempt to get loans together. Then the lenders will look at both spouses income and credit score. The futher you get from the filing or completion of your plan the better you will be and the better your credit score will become.

Unfortunately you cannot get the bankruptcy information off of your credit report and it will be there for 10 years. After you finished your bankruptcy your attorney (if you had one) should've informed you of how to rebuild your credit. Most mortgage companies these days are willing to work with people on new mortgages 2-3 years after bankruptcy. It sounds like you want to get an unsecured loan to get the property, however, maybe you'll have a better chance at a mortgage as it'll be secured by the new home. I would have an attorney that handles bankruptcy and credit repair to review your credit report and see how they can help you rebuild your credit or get new loans.