Comstock, MI Bankruptcy Law Firms & Lawyers

It sounds like you are talking about the kind of wrongdoing covered by the 'Theft by Contractor' law, at least in Wisconsin. It is a kind of fraud, and it is non-dischargeable in a bankruptcy case, BUT you must file a kind of lawsuit within the bankruptcy case, called an Adversary Proceeding. Otherwise the debt to you would be discharged. (You are prohibited from suing him in any other forum while he is under the protection of the bankruptcy court.) Even if the debt is the debt of a corporate entity like an LLC, the owner is responsible for Theft by Contractor. (This may explain why he listed a former customer as a creditor.) You should file the Adv. Pro. within 90 days from the day he filed his petition. You would do best to find an experienced bankruptcy lawyer very very soon. Our firm has handled dozens of such cases. And in this area there are a dozen or more reputable bankruptcy lawyers. Good Luck.

If your plan treated the debt as a continuing debt pursuant to section 1322(b)(5) it was not discharged in your chapter 13 bankruptcy and would be owed today. If the home is foreclosed resulting in a deficiency you would still owe the money.

Being on the bank account would not make you liable, but make sure you do not co-mingle your funds. Also, you should be a signatory only. Liability for her medical debts would be based on guarantees you sign with the providers or certain statutes that hold certain people responsible.