AV Preeminent Peer Rated Attorneys
Colquitt Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Colquitt Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Colquitt Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Danny C. Griffin, P.C.

  • 173 S. Cuthbert, Colquitt, GA 39837-0365

Ronald H. Rentz Attorney at Law

  • 207-D West Main St., Colquitt, GA 39837-0217

Your legal solution starts here.

Get professional advice by contacting an attorney today.

ADVERTISEMENT
Ask a Lawyer

Additional Resources

Looking for Bankruptcy Lawyers in Colquitt?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
100 %

1 Client Review

PEER REVIEWS
3.6

10 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What will happen if a creditor takes me to court?

default-avatar
Answered by attorney Magnolia Zarraga (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Magnolia Zarraga
You probably have a few more options than you think. 1. You most likely were served with a civil summons-this means a creditor is suing you. You can choose to respond but you probably only have 30 days to file a written answer with the court. Check the paperwork to confirm the deadline for filing a response. Then call or visit the courthouse's self help center they can assist you in filing the answer and filling out a claim of exemption to protect your assets. If you respond by generally denying everything, this means you are putting the creditor to their burden to prove the facts of their case. This also buys you a bit of time so you can figure out what to do. 2. You should go consult with a bankruptcy attorney. We all offer free consultations. If you owe other debt, a bankruptcy might help you to eliminate all the debt and you won't even have to file a response, the bankruptcy will stop the lawsuit. 3. You can choose to do nothing. Some people are what we call judgment proof. This means even if the creditor were to get a judgment against you, they can't collect. This would only apply if you had a low amount of assets, no job and no money. You said you are low income this probably means you have a job so if you do have a job & the creditor wins at trial or by default the creditor can garnish up to 25% of your pay check each pay period until the debt is paid in full. If you own property they could record a lien against it or if you have bank accounts they could get levied.
You probably have a few more options than you think. 1. You most likely were served with a civil summons-this means a creditor is suing you. You can choose to respond but you probably only have 30 days to file a written answer with the court. Check the paperwork to confirm the deadline for filing a response. Then call or visit the courthouse's self help center they can assist you in filing the answer and filling out a claim of exemption to protect your assets. If you respond by generally denying everything, this means you are putting the creditor to their burden to prove the facts of their case. This also buys you a bit of time so you can figure out what to do. 2. You should go consult with a bankruptcy attorney. We all offer free consultations. If you owe other debt, a bankruptcy might help you to eliminate all the debt and you won't even have to file a response, the bankruptcy will stop the lawsuit. 3. You can choose to do nothing. Some people are what we call judgment proof. This means even if the creditor were to get a judgment against you, they can't collect. This would only apply if you had a low amount of assets, no job and no money. You said you are low income this probably means you have a job so if you do have a job & the creditor wins at trial or by default the creditor can garnish up to 25% of your pay check each pay period until the debt is paid in full. If you own property they could record a lien against it or if you have bank accounts they could get levied.
Read More Read Less

Will we be able to keep our vehicle in a chapter 13 bankruptcy?

default-avatar
Answered by attorney David C. Ayer (Unclaimed Profile)
Bankruptcy lawyer at AyerHoffman, LLP
The assets you are allowed to keep and those which must be liquidated are determined on a case-by-case basis. Chapter 13 bankruptcies are complicated. You should consult with a bankruptcy attorney to explore which exemptions will apply in your case, allowing you to keep property in which you have equity. You may be able to reaffirm the loan on the trailer and keep making the payments. Your equity in it will be a major factor in this determination.
The assets you are allowed to keep and those which must be liquidated are determined on a case-by-case basis. Chapter 13 bankruptcies are complicated. You should consult with a bankruptcy attorney to explore which exemptions will apply in your case, allowing you to keep property in which you have equity. You may be able to reaffirm the loan on the trailer and keep making the payments. Your equity in it will be a major factor in this determination.
Read More Read Less

What can I do for cellphone harassment for debt?

Jennifer Jakob-Barnes
Answered by attorney Jennifer Jakob-Barnes (Unclaimed Profile)
Bankruptcy lawyer at Jakob-Barnes Law Firm, LLC
I would suggest to your father to look into the option of filing bankruptcy. Once this is done, the creditors cannot collect on the debt meaning they cannot call him or you about the debt.
I would suggest to your father to look into the option of filing bankruptcy. Once this is done, the creditors cannot collect on the debt meaning they cannot call him or you about the debt.
Read More Read Less