AV Preeminent Peer Rated Attorneys
Clarkesville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Clarkesville Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Clarkesville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Jeff Field & Associates

5.0
237 Reviews

  • Serving Clarkesville, GA and Habersham County, Georgia

  • Law Firm with 1 lawyer2 awards

  • Our only business is bankruptcy. Our small law firm has helped thousands of people, in a compassionate way, face their financial problems and resolve them under Chapter 13 and... Read More

  • Bankruptcy LawyersBankruptcy Law, Bankruptcy Chapter 7, and 1 more

  • Free Consultation

  • Offers Video

R. Jeffrey "Jeff" Field
Bankruptcy Lawyer
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The Carr Law Group

  • 113 Grant St., Clarkesville, GA 30523

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Looking for Bankruptcy Lawyers in Clarkesville?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
100 %

237 Client Reviews

PEER REVIEWS
4.5

4 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What can I do if the person responsible for the loan is not making payments and I am her co-signor?

Janice Fabiana Alfred
Answered by attorney Janice Fabiana Alfred (Unclaimed Profile)
Bankruptcy lawyer at South Atlanta Family Law
Unfortunately, the creditor can come after you for the full amount of the loan if she does not pay. They can sue either or both of you for the debt, and yes they can garnish your wages or freeze your bank account if they get a judgment against you. You can sue the person for the amount owed, but if she files for bankruptcy, you will just become another one of her creditors whose debt is discharged. You should consult with an attorney to help you arrange a settlement of the account.
Unfortunately, the creditor can come after you for the full amount of the loan if she does not pay. They can sue either or both of you for the debt, and yes they can garnish your wages or freeze your bank account if they get a judgment against you. You can sue the person for the amount owed, but if she files for bankruptcy, you will just become another one of her creditors whose debt is discharged. You should consult with an attorney to help you arrange a settlement of the account.
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Will filling chapter 7 bankruptcy remove me from the check system?

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Answered by attorney Magnolia Zarraga (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Magnolia Zarraga
Not necessarily, if you have an attorney have him call them for you and advocate on your behalf that they remove your name and info. I have done this successfully for my clients. But it is not automatic, most attorneys I know do not take this extra step for their clients. Make sure you file bankruptcy with a local and experienced attorney who can do this for you. Good Luck.
Not necessarily, if you have an attorney have him call them for you and advocate on your behalf that they remove your name and info. I have done this successfully for my clients. But it is not automatic, most attorneys I know do not take this extra step for their clients. Make sure you file bankruptcy with a local and experienced attorney who can do this for you. Good Luck.
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If one partner goes bankrupt, will it affect the others credit?

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Answered by attorney Gregory J Wald (Unclaimed Profile)
Bankruptcy lawyer at Gregory J. Wald
The house can't be taken away as long as the payments are current. In Minnesota, you can protect your equity in the home up to $360,000.00. Therefore, as long as you don't have more equity than $360,000.00 and the payments are current, your spouse can keep the property. If the spouse who files bankruptcy does not have ownership of the property, then it doesn't even matter how much equity there is. It shouldn't hurt the non-filing spouses credit as long as the mortgage payments are kept current.
The house can't be taken away as long as the payments are current. In Minnesota, you can protect your equity in the home up to $360,000.00. Therefore, as long as you don't have more equity than $360,000.00 and the payments are current, your spouse can keep the property. If the spouse who files bankruptcy does not have ownership of the property, then it doesn't even matter how much equity there is. It shouldn't hurt the non-filing spouses credit as long as the mortgage payments are kept current.
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