AV Preeminent Peer Rated Attorneys
Cardiff Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Cardiff Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Cardiff Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Barker, Gelfand, James & Sarvas, P.C.

4.8
24 Reviews

  • Serving Cardiff, NJ and Atlantic County, New Jersey

  • Law Firm with 6 lawyers2 awards

  • South Jersey Attorneys Handle Employment Defense and a Range of Litigation MattersExperienced litigators represent businesses, workers, municipalities and private citizensWhen... Read More

  • Bankruptcy LawyersEmployment Law, Employment Lawsuit Defense, and 12 more

Adam E. Barker
Bankruptcy Lawyer
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Hoffman DiMuzio

4.6
109 Reviews

  • Serving Cardiff, NJ and Atlantic County, New Jersey

  • Law Firm with 22 lawyers3 awards

  • Passionate. Powerful. Proven.

  • Bankruptcy LawyersPersonal Injury, Automobile Accidents And Injuries, and 33 more

Richard S. Hoffman Jr.
Bankruptcy Lawyer
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The Law Offices of Kelli M. Martone

4.6
49 Reviews

  • Serving Cardiff, NJ and Atlantic County, New Jersey

  • Law Firm with 1 lawyer3 awards

  • REPUTABLE FAMILY LAW ATTORNEYS AND DIVORCE LAWYERS WITH 20 YEARS EXPERIENCE. Experienced in all aspects of family and criminal law including but not limited to child support,... Read More

  • Bankruptcy LawyersFamily Law, Alimony, and 39 more

Kelli M. Martone
Bankruptcy Lawyer
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Norgaard, O'Boyle & Hannon

4.9
72 Reviews

  • Serving Cardiff, NJ and Atlantic County, New Jersey

  • Law Firm with 7 lawyers2 awards

  • Norgaard, O’Boyle & Hannon, is a firm that has been serving clients for more than 35 years. The firm was originally established by Gary K. Norgaard, who has been in practice... Read More

  • Bankruptcy LawyersBankruptcy and Bankruptcy Alternatives, Creditors Rights/Collection, and 15 more

  • Free Consultation

  • Offers Video

  • Appointments Available

Karl J. Norgaard
Bankruptcy Lawyer
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Additional Resources

Looking for Bankruptcy Lawyers in Cardiff?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
96 %

106 Client Reviews

PEER REVIEWS
4.5

59 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

As an international student, how do I handle my unsecured debt after I've been out of the country for a while?

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Answered by attorney Austin M Hirschhorn (Unclaimed Profile)
Bankruptcy lawyer at Austin Hirschhorn, P.C.
I would suggest that you contact the credit card companies and let them know your present situation and your intention to take care of the debt when you are able. You could ask for them to put the account on a deferred payment basis until you are in a position to pay. You would have to go above the phone collectors to a supervisor to make this sort of arrangement. Good Luck!
I would suggest that you contact the credit card companies and let them know your present situation and your intention to take care of the debt when you are able. You could ask for them to put the account on a deferred payment basis until you are in a position to pay. You would have to go above the phone collectors to a supervisor to make this sort of arrangement. Good Luck!
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Does Chapter 7 Bankruptcy go by gross income or net income?

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Answered by attorney Ron Salas (Unclaimed Profile)
Bankruptcy lawyer at The Salas Law Firm LLC
In reality neither. It starts with gross but provides some allowances. You need to speak to an attorney or do more homework.
In reality neither. It starts with gross but provides some allowances. You need to speak to an attorney or do more homework.

When you have filed bankrupcty do you give back all of your assets when you file?

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Answered by attorney Ellen Ann Brown (Unclaimed Profile)
Bankruptcy lawyer at Brown & Seelye Attorneys at Law
Most people keep all of their assets when they file bankruptcy. There are "exemptions" that differ from state to state and in Washington you can also choose between state and federal exemptions. During your initial consultation with an attorney that is one of the things you will discuss. They will be able to tell you what you can and cannot keep if you file bankruptcy and whether Chapter 7 or Chapter 13 is better. If you have property that cannot be exempted often times you can "buy it back" in a Chapter 13.
Most people keep all of their assets when they file bankruptcy. There are "exemptions" that differ from state to state and in Washington you can also choose between state and federal exemptions. During your initial consultation with an attorney that is one of the things you will discuss. They will be able to tell you what you can and cannot keep if you file bankruptcy and whether Chapter 7 or Chapter 13 is better. If you have property that cannot be exempted often times you can "buy it back" in a Chapter 13.
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