Burlington, CO Bankruptcy Law Firms & Lawyers

If the sheriff's sale was completed, there will be a record of the transfer of the title to the new owner at the court in the foreclosure action. The record at the recorder's office isn't updated automatically when the court order came out, the new owner has to take it to the recorder's office and file it.

Yes, spouses may file for bankruptcy relief by themselves without the other spouse's "permission". It is each person's privilege to file for relief under the Bankruptcy Code. With that said, the petition for a married person, whether or not filing jointly with his or her spouse, usually looks the same in community property states, such as California, because people qualify as a family and the petition has to have information regarding the income of both spouses and the expenses of both spouses and their family. In other words, you will still ultimately need to get some paystubs from your spouse, but your spouse's name will no be listed as a debtor. Your spouse can file his or her own petition at the same time or later, if needed. Do not let any concern over "permission" stop you from learning about your options. It usually turns out to be less difficult to complete the petition than a lot of our clients believed at first. You simply need to take the first step and the process tends to sort itself out. Oftentimes, we give the other spouse a separate consultation if they want to know the pros and cons of their spouse's filing for relief.