AV Preeminent Peer Rated Attorneys
Bowman Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Bowman Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Bowman Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Jeff Field & Associates

5.0
237 Reviews

  • Serving Bowman, GA and Elbert County, Georgia

  • Law Firm with 1 lawyer2 awards

  • Our only business is bankruptcy. Our small law firm has helped thousands of people, in a compassionate way, face their financial problems and resolve them under Chapter 13 and... Read More

  • Bankruptcy LawyersBankruptcy Law, Bankruptcy Chapter 7, and 1 more

  • Free Consultation

  • Offers Video

R. Jeffrey "Jeff" Field
Bankruptcy Lawyer
Compare with other firms

Wilbanks Law Firm, P.C.

4.7
6 Reviews

  • 1237 S. Elm St., Ste. B, Commerce, GA 30529

  • Law Firm with 2 lawyers2 awards

  • A law firm practicing bankruptcy law.

Dylan Wilbanks
Bankruptcy Lawyer
Other Lawyers At This Firm
Compare with other firms

Cooper and Smith

4.8
1702 Reviews

  • Serving Arnoldsville, GA

  • Law Firm with 59 lawyers2 awards

  • Please come see us in New Providence for further clarification regarding the cases. Our Attorneys welcome all.

  • Bankruptcy LawyersEnvironmental Law, Family Law, and 16 more

  • Offers Video

  • Appointments Available

Abraham Praveen
Bankruptcy Lawyer
Other Lawyers At This Firm
Compare with other firms

Your legal solution starts here.

Get professional advice by contacting an attorney today.

ADVERTISEMENT

Berelc Law Office

  • 13033 Jones St., Ste. 2, Lavonia, GA 30553

Shelley Welch Cox LLC

  • 15 North McIntosh St., Elberton, GA 30635

Law Office of James B. Cronon, LLC

  • 269 N. Jackson Street, Suite 5, Athens, GA 30601

John Stephen Jenkins Attorney at Law

  • 115 Heard St., Elberton, GA 30635-2421

Ask a Lawyer

Additional Resources

Looking for Bankruptcy Lawyers in Bowman?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
99 %

1931 Client Reviews

PEER REVIEWS
4.3

22 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What will happen if a creditor takes me to court?

default-avatar
Answered by attorney Magnolia Zarraga (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Magnolia Zarraga
You probably have a few more options than you think. 1. You most likely were served with a civil summons-this means a creditor is suing you. You can choose to respond but you probably only have 30 days to file a written answer with the court. Check the paperwork to confirm the deadline for filing a response. Then call or visit the courthouse's self help center they can assist you in filing the answer and filling out a claim of exemption to protect your assets. If you respond by generally denying everything, this means you are putting the creditor to their burden to prove the facts of their case. This also buys you a bit of time so you can figure out what to do. 2. You should go consult with a bankruptcy attorney. We all offer free consultations. If you owe other debt, a bankruptcy might help you to eliminate all the debt and you won't even have to file a response, the bankruptcy will stop the lawsuit. 3. You can choose to do nothing. Some people are what we call judgment proof. This means even if the creditor were to get a judgment against you, they can't collect. This would only apply if you had a low amount of assets, no job and no money. You said you are low income this probably means you have a job so if you do have a job & the creditor wins at trial or by default the creditor can garnish up to 25% of your pay check each pay period until the debt is paid in full. If you own property they could record a lien against it or if you have bank accounts they could get levied.
You probably have a few more options than you think. 1. You most likely were served with a civil summons-this means a creditor is suing you. You can choose to respond but you probably only have 30 days to file a written answer with the court. Check the paperwork to confirm the deadline for filing a response. Then call or visit the courthouse's self help center they can assist you in filing the answer and filling out a claim of exemption to protect your assets. If you respond by generally denying everything, this means you are putting the creditor to their burden to prove the facts of their case. This also buys you a bit of time so you can figure out what to do. 2. You should go consult with a bankruptcy attorney. We all offer free consultations. If you owe other debt, a bankruptcy might help you to eliminate all the debt and you won't even have to file a response, the bankruptcy will stop the lawsuit. 3. You can choose to do nothing. Some people are what we call judgment proof. This means even if the creditor were to get a judgment against you, they can't collect. This would only apply if you had a low amount of assets, no job and no money. You said you are low income this probably means you have a job so if you do have a job & the creditor wins at trial or by default the creditor can garnish up to 25% of your pay check each pay period until the debt is paid in full. If you own property they could record a lien against it or if you have bank accounts they could get levied.
Read More Read Less

What does a relief of stay mean?

Paul D Stuber
Answered by attorney Paul D Stuber (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Paul Stuber
When you file a bankruptcy a "stay" is placed on all your creditors to stop collections. If the creditor files for a relief of stay and it is granted then at that time the creditor is again allowed to collect what is allowed in the bankruptcy. Usually that means you do not want to keep a car or other collateral on a loan and do not plan to pay for it in the plan, then the creditor can repossess the car and sell it.
When you file a bankruptcy a "stay" is placed on all your creditors to stop collections. If the creditor files for a relief of stay and it is granted then at that time the creditor is again allowed to collect what is allowed in the bankruptcy. Usually that means you do not want to keep a car or other collateral on a loan and do not plan to pay for it in the plan, then the creditor can repossess the car and sell it.
Read More Read Less

Is it safe to be added to title of home after chapter 7?

default-avatar
Answered by attorney William Monroe Rubendall (Unclaimed Profile)
Bankruptcy lawyer at William Rubendall Attorney at Law
Once the discharge is entered property reverts to the debtor. The bankruptcy court no longer has control over the property. If you want to refinance the property or change title there is nothing the bankruptcy court has to do to approve or review it.
Once the discharge is entered property reverts to the debtor. The bankruptcy court no longer has control over the property. If you want to refinance the property or change title there is nothing the bankruptcy court has to do to approve or review it.
Read More Read Less