AV Preeminent Peer Rated Attorneys
Bivins Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Bivins Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Bivins Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Law Office of David Ruff

4.8
2 Reviews

  • Serving Bivins, TX and Cass County, Texas

  • Law Firm with 1 lawyer2 awards

  • Full service bankruptcy attorney representing residents of Northeast Texas and Southwest Arkansas in chapter 7 and chapter 13 bankruptcy.

  • Bankruptcy LawyersBankruptcy Chapter 7, Bankruptcy Chapter 13, and 10 more

David V. Ruff II
Bankruptcy Lawyer
Compare with other firms

Law Office of Edwin Buckner Jr.

  • 101 E. Kildare, Linden, TX 75563

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Looking for Bankruptcy Lawyers in Bivins?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
100 %

2 Client Reviews

PEER REVIEWS
4.5

2 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Is it too early to refinance or do we have to wait for the 10 year period?

Melissa Ann Botting
Answered by attorney Melissa Ann Botting (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Melissa A. Botting
You do not have to wait to refinance. I had a client refinance one year after discharge. You may need to refinance with another institution if reaffirmations are an issue for your mortgage holder.
You do not have to wait to refinance. I had a client refinance one year after discharge. You may need to refinance with another institution if reaffirmations are an issue for your mortgage holder.
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How will my wife filing for bankruptcy affect me?

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Answered by attorney Phong Thanh Tran (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Pho Ethan Tran, PLLC
Your wife's bankruptcy should not affect your credit unless you are jointly liable for some or all of her debts. Were you a cosigner or guarantor on any of her debts?
Your wife's bankruptcy should not affect your credit unless you are jointly liable for some or all of her debts. Were you a cosigner or guarantor on any of her debts?
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Can bankruptcy end a civil debt?

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Answered by attorney Thomas Anthony Vogele (Unclaimed Profile)
Bankruptcy lawyer at Thomas Vogele & Associates, APC
A debt arising out of a traffic accident can be deemed non-dischargeable through what is called an adversary complaint. Your victim would bring an action, similar to a civil action, but in the bankruptcy court, to make it impossible for you to discharge your debt if the Court decides it is a debt "for willful and malicious injury by the debtor to another entity or to the property of another entity."
A debt arising out of a traffic accident can be deemed non-dischargeable through what is called an adversary complaint. Your victim would bring an action, similar to a civil action, but in the bankruptcy court, to make it impossible for you to discharge your debt if the Court decides it is a debt "for willful and malicious injury by the debtor to another entity or to the property of another entity."
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