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Austerlitz Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Austerlitz Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Austerlitz Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Timothy S. Hart, Tax Attorney & CPA (Serving N.Y.S.)

5.0
38 Reviews

  • Serving Austerlitz, NY and Columbia County, New York

  • Law Firm with 1 lawyer1 award

  • Free 30 Minute Consultation. Dedicated Attorney & CPA Handles All Tax Problems With The IRS & New York State Tax Department. Specializing In Unfiled Tax Returns and tax... Read More

  • Bankruptcy LawyersTax Law, Offers in Compromise, and 46 more

  • Free Consultation

  • Offers Video

Timothy Hart Esq.
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Austerlitz?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
70 %

20 Client Reviews

PEER REVIEWS
4.1

20 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Once you file a Chapter 7 bankruptcy, how long does that information stay on your record?

Mark J Markus
Answered by attorney Mark J Markus
Bankruptcy lawyer at Law Office of Mark J. Markus
If you're referring to your credit record, the answer is 10 years from the date your case was filed. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau. 
If you're referring to your credit record, the answer is 10 years from the date your case was filed. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau. 
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My wife co-signed for her mother on a bank credit card. Now married, my mother is filing bankruptcy. Will my wife be paying?

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Answered by attorney Sanaz Sarah Bereliani (Unclaimed Profile)
Bankruptcy lawyer at Bereliani Law Firm, PC
As a cosigner your wife is responsible for debts not paid by the original card signer, that is the meaning of co-signer. You can attempt to take your wife's name off as co-signer but I doubt the credit card company will allow this as that was a condition of granting the card. Once your mother in law files for bankruptcy they cannot collect the debt from her and will next pursue to collect the funds from your wife. You can choose to pay them off through a lump sum settlement or continue regular payments. If you have other debts yourselves, you can file for bankruptcy. It all depends on your situation. I'd recommend consulting an attorney.
As a cosigner your wife is responsible for debts not paid by the original card signer, that is the meaning of co-signer. You can attempt to take your wife's name off as co-signer but I doubt the credit card company will allow this as that was a condition of granting the card. Once your mother in law files for bankruptcy they cannot collect the debt from her and will next pursue to collect the funds from your wife. You can choose to pay them off through a lump sum settlement or continue regular payments. If you have other debts yourselves, you can file for bankruptcy. It all depends on your situation. I'd recommend consulting an attorney.
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If I file for bankruptcy then get married to her, would I be liable for the debt again?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
Getting married does not change who is responsible for debts made before the marriage. However, debt can be collected out of joint bank accounts, so proceed with caution.
Getting married does not change who is responsible for debts made before the marriage. However, debt can be collected out of joint bank accounts, so proceed with caution.
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