Americus, GA Bankruptcy Law Firms & Lawyers

Applies to Colorado bankruptcy only: First check the internet or yellow pages and find 3 attorneys with lots of bankruptcy experience: at least 2000 cases filed and at least 10 years bankruptcy experience, then interview them. If you know someone who has filed bankruptcy, ask them for a referral. Check the Colorado Supreme court website for any record of disciplinary action against the attorneys you are considering and also check at the Colorado Supreme Court website to find out whether your attorney has malpractice insurance. An attorney without insurance may indicate that said attorney is uninsurable due to malpractice claims. In the past several years the market has been saturated with new bankruptcy attorneys, these attorneys are great at marketing with slick google advertising and websites. Many of them advertise low fees (such as bankruptcy from $499), but rarely charge said low fee. Some of the bankruptcy mills that charge low fees have a paralegal do most of the bankruptcy documents. Find an attorney that will spend at least 3 hours with you (one on one) in preparing your case.

Your mother, through her lawyer, is telling you the truth. Selling it or transferring it to your name at this point would be fraudulent and the trustee could bring it back or her discharge could be denied. It may be that it can be kept, depending on how much it's worth and how much else she's exempting, so have her ask her lawyer about that. The next question is who drives it, and why it's in her name? If you drive it exclusively and it was put in her name for a good reason, the trustee might accept an affidavit to that effect and write it off as your property rather than hers. Again, have her check with her lawyer.

Debt collectors may still try to garnish your wages if you told them you filed bankruptcy. If however you actually filed for bankruptcy, then all debt collection and garnishment efforts must stop as you are protected by the automatic stay.